Insurance That Travels With You
At Boyd Insurance & Investments, we want you to travel with confidence. Our comprehensive personal and commercial travel insurance solutions provide peace of mind so you can focus on your goals while we safeguard your well-being and assets no matter where you go.
What Is Travel Insurance
Travel insurance is a type of insurance designed to protect travelers against unforeseen events and risks that may occur before or during their trip. It provides coverage for a range of potential issues that could disrupt your travel plans or cause financial loss. From medical emergencies and trip cancellations to lost baggage and travel delays, this coverage can protect you from unnecessary expenses.

Types of Travel Insurance
Traveling requires careful planning and consideration, and having an insurance plan is an essential part of that preparation. There are different types of travel insurance, each with its own specific coverage and benefits.
Trip Cancellation / Interruption Insurance
This coverage reimburses you for non-refundable expenses if you need to cancel or cut short your trip due to unforeseen circumstances such as illness, injury, natural disasters, or other covered reasons.
Medical Expense Coverage
We offer coverage for emergency medical expenses while you’re traveling, including hospital stays, doctor visits, prescription medications, and medical evacuation if necessary.
Baggage Loss/Delay Coverage
We understand that lost or delayed baggage can disrupt your travel plans and cause inconvenience. This gives you coverage for baggage loss, theft, or damage and delays.
Travel Delay Coverage
If your flight or other transportation is delayed due to unforeseen circumstances, our travel delay coverage can reimburse you for additional expenses, such as meals, accommodation, and transportation.
Emergency Assistance Services
We offer plans with 24/7 emergency assistance services. This includes access to a helpline for immediate assistance in case of emergencies, medical referrals, legal assistance, and travel advice.
Personal Liability Coverage
Accidents can happen even while traveling. Having personal liability coverage protects you from potential third-party claims for damages or injuries caused by you during your trip.
Accidental Death
We also offer accidental death and dismemberment coverage, providing financial protection in the unfortunate event of accidental death or serious injury while traveling.
Experience Worry-Free Trips. Get a Tailored Travel Insurance Quote Today!
Before making travel plans, ensure you have the right protection in place. At Boyd Insurance & Investments, we have a team of dedicated experts to help you find the right coverage for your needs, lifestyle, and situation. We all know that whenever we travel,
unforeseen events can occur, and having this type of insurance gives you the peace of mind of knowing you are financially protected no matter what happens.
Is Travel Insurance Required When Traveling?
While this coverage is not a legal requirement for most destinations, it is highly recommended. Some countries may also require proof of insurance as a condition of entry. So, if you don’t have adequate coverage, you may be denied of entry or face difficulties accessing necessary medical services in the country.
Why You Should Have Travel Insurance
Whether it’s for leisure or business, traveling has always been exciting. However, it also comes with its share of risks and uncertainties. Here are several reasons why you should consider getting this coverage for yourself and your family or your employees:
Protection from Unforeseen Expenses
It acts as a financial safety net that protects you from unexpected expenses that may arise during your trip. Having coverage can help mitigate the financial impact of these unforeseen circumstances.
Coverage for Personal Belongings
It can protect your belongings from loss, theft, or damage during your trip. This coverage can extend to valuable items such as electronics, jewelry, or cameras, giving you peace of mind while traveling.
Reimbursement for Travel Interruptions
If your trip gets interrupted due to unforeseen circumstances such as illness, natural disasters, or political unrest, it can help reimburse you for the portion of the trip that you were unable to enjoy.
Assistance with Legal Matters
In case you encounter legal issues while traveling, it can provide access to legal assistance and guidance, helping you navigate unfamiliar legal systems and ensuring your rights are protected.
Our Travel Insurance Agents
James “Jim” Boyd, AAI
Chairman
Office Phone: 941-745-8300
Email: JimB@BoydInsurance.com
Austin Boyd, CPIA
President & CEO
Office Phone:...
Nicholas Zec, Jr.,LUTCF, CFS
Vice President – Financial & Retirement...
Michael Richter
Vice President – North Florida Division
Office...
Kristin D. Mead, AAI
Senior Risk Advisor & Director of...
Jerilynn Chapin
Director of HR & Internal Operations
Office...
Paula Pugliesi, CISR & CISR Elite
Marketing Manager
Office Phone: 941-745-8300
Email: Paula.Pugliesi@BoydInsurance.com
Kristy Terenzio
Director Of Client Service
Office Phone: 941-745-8300
Email:...
Lexie Guanchez
Employee Benefits Advisor
Office Phone: 941-745-8300
Email: Lexie.Guanchez@BoydInsurance.com
Joanna Francis
Benefits Account Manager
Office Phone: 941-745-8300
Email: Joanna.Francis@BoydInsurance.com
Arthur “Art” Eversole, AAI
Commercial Insurance Advisor
Office Phone: 941-745-8300
Direct Line:...
Jeff Chapin
Commercial Insurance Advisor
Office Phone: 941-745-8300...
Russ Dozeman, AAI
Commercial Insurance Advisor
Office Phone: 941-745-8300...
Bixby Hartley
Personal Insurance Advisor
Office Phone: 941-745-8300
Email:...
Reeves Rogers
Commercial Insurance Advisor
Office Phone: 941-745-8300...
Ana Temple, AIAM
Commercial Account Manager
Office Phone: 941-745-8300
Email: AnaT@BoydInsurance.com
Pam Gillette
Commercial Account Manager
Office Phone: 941-745-8300
Email: PamG@BoydInsurance.com
Julie Boswell
Commercial Account Manager
Office Phone: 941-745-8300
Email: JulieB@BoydInsurance.com
Bethany Smith
Commercial Account Manager
Office Phone: 941-745-8300
Email: Bethany.Smith@BoydInsurance.com
Margaret “Meg” Gee, PIAM
Commercial Account Manager
Office Phone: 941-745-8300
Email: Meg.Gee@BoydInsurance.com
Linda Difolco
Commercial Insurance Manager
Office Phone: 941-745-8300
Email: Linda.Difolco@BoydInsurance.com
Summer Clifton
Assistant Commercial Account Manager
Office Phone: 941-745-8300
Email:...
Deborah Merrick
Personal Insurance Advisor
Office Phone: 941-745-8300
Direct...
Patrick Cunneen
Personal Insurance Advisor
Office Phone: 941-745-8300
Email:...
Kathryn L. Moss
Personal Account Manager
Office Phone: 941-745-8300
Email: KathrynM@BoydInsurance.com
Kapi Whitfield
Personal Account Manager
Office Phone: 941-745-8300
Email: KapiW@BoydInsurance.com
Sara Tappan
Personal Account Manager
Office Phone: 941-745-8300
Email: SaraT@BoydInsurance.com
Sue Rocco
Personal Account Manager
Office Phone: 941-745-8300
Email: SueR@BoydInsurance.com
Kelli Stephens
Personal Account Manager
Office Phone: 941-745-8300
Email: Kelli.Stephens@BoydInsurance.com
Coreen Klein
Financial Services Account Manager
Office Phone: 941-745-8300
Email:...
Savana Clifton
Bookkeeping Assistant
Office Phone: 941-745-8300
Email: Savana.Clifton@BoydInsurance.com
Sue Evangelisti, PIAM
Commercial Account Manager & Bond Manager
Office...
Jamie Wood
Director Of Business Development
Office Phone: 941-745-8300
Email:...
Kim Bateman
Internal Communications Coordinator
Office Phone: 941-745-8300
Email: Reception@BoydInsurance.com
FAQS and Blogs
Choosing the right travel insurance plan depends on various factors, such as your destination, the duration of your trip, your age, and the activities you plan to engage in. Our insurance agents can assess your needs and recommend the most appropriate plan that offers the necessary coverage for your specific circumstances.
Yes, this can be purchased for a group or family. We offer options to cover multiple individuals under a single policy, ensuring that everyone in your travel party is protected.
No, this can be beneficial for both domestic and international trips. While the coverage may vary, having coverage for domestic trips can still provide protection against unforeseen events and expenses.
Yes, many plans offer coverage for pre-existing medical conditions. It’s essential to disclose any pre-existing conditions during the application process, and our agents can assist you in finding a plan that accommodates your specific medical needs.
In the unfortunate event that you need to file a claim, our agents will guide you through the claims process, ensuring that you have the necessary documentation and assisting you in submitting the claim to the insurance provider.

Invest in Protection. Travel with Assurance.
Travel with confidence and peace of mind knowing that you are protected at every step of your journey. Boyd Insurance & Investments is here to make sure you get the right coverage for your future travels. With us, you can explore the world, create unforgettable memories, and focus on what matters most without worrying about unforeseen events. Get in touch with us today!