Protecting Your Today and Tomorrow
Securing your future isn’t a one-size-fits-all approach. At Boyd Insurance & Investments, we believe in building lasting relationships with our clients, taking the time to understand your specific situations so that we can find insurance solutions that align with your goals.
What Is Personal Insurance?
Personal insurance is a vital financial tool that provides protection and peace of mind for individuals and families. It encompasses a wide range of insurance coverages designed to safeguard your assets, well-being, and future against unexpected events and risks. Whether it’s protecting your home, vehicle, health, or income, personal insurance ensures that you have the necessary support and financial resources when you need them most.
At Boyd Insurance & Investments, we recognize that personal insurance is not just about purchasing a policy; it’s about tailoring coverage to suit your unique needs. We work closely with you to assess your risks, understand your priorities, and recommend the right insurance solutions to protect your today and tomorrow.

OUR PERSONAL INSURANCE SERVICES
Protect Life’s Most Important Investments
Boyd Insurance & Investments doesn’t simply sell insurance policies, we aim to protect your life’s most important investments. We understand that your family, your valuable assets, and your financial stability deserve comprehensive coverage. That’s why our personal insurance services are designed to provide you with the peace of mind and security you need to thrive in every aspect of your life.
Homeowners
Protect your cherished home from unexpected damages, theft, or liability with our tailored homeowners insurance policies. We ensure that your most significant investment is safeguarded against potential risks.
Flood
Be prepared for the unexpected with our flood insurance coverage. Protect your home and belongings from the devastating effects of floods, so you can recover and rebuild without financial burdens.
Automotive
Our auto insurance goes beyond basic coverage. We provide customized policies that consider your driving habits, vehicle value, and personal preferences, so you can hit the road with confidence and peace of mind.
Renters
As a renter, you must still have protection over your personal belongings for your peace of mind. Our renters insurance provides coverage for your possessions and safeguards you from potential liabilities.
RV/Boat/Motorcycle
Enjoy the freedom of the open road and waterways with confidence. Our specialized insurance for recreational vehicles, boats, and motorcycles provides comprehensive coverage tailored to your specific needs.
Don't Leave It to Chance. Get the Right Personal Insurance Today!
Boyd Insurance & Investments is an insurance agency you can trust to protect your best interests. In today’s busy world, we’re here to help you make one of the most important decisions you need to make in your lifetime — choosing the right insurance coverage for you, your family, and your assets. So, work with us, and we’ll make sure your financial future is secure. Take the first step today. Schedule an appointment with us!
Why Personal Insurance Is Important
Personal insurance is a crucial component of your overall financial plan. It provides protection against unexpected events and risks that can have a significant impact on your life and finances. Here are some key reasons why you should consider getting personal insurance:
Financial Protection
Personal insurance acts as a safety net, providing financial protection in the face of unforeseen circumstances. Whether it’s a natural disaster damaging your home, a car accident causing property damage or injuries, or a sudden illness requiring expensive medical treatments, insurance coverage ensures you are not burdened with overwhelming financial expenses.
Asset Protection
Your assets, such as your home, vehicle, and valuable possessions, are significant investments that need safeguarding. Personal insurance policies like homeowners insurance, auto insurance, and personal property insurance help protect these assets from damages, theft, or loss. This coverage ensures you can recover or replace your assets without substantial financial losses.
Liability Coverage
Personal liability is a potential risk that everyone faces. Accidents can happen, and you may find yourself legally responsible for causing harm or damage to others. Personal insurance, such as liability coverage in homeowners or auto insurance, protects against liability claims and legal expenses. It safeguards your financial well-being by covering the costs associated with the case.
Peace of Mind
Knowing that you have adequate personal insurance coverage brings peace of mind. Life is unpredictable, and having insurance in place gives you the assurance that you and your loved ones are protected during an emergency. It allows you to focus on your goals, aspirations, and everyday life without constant worry about potential financial setbacks.
FAQS and Blogs
When selecting personal insurance, several factors come into play. Consider your specific needs, such as the value of your assets, your budget, and the level of coverage required. Evaluate the reputation and financial stability of insurance providers, as well as the range of coverage options they offer. We can help you do this as well to find the best coverage for you.
The amount of coverage you need depends on various factors, including your assets, liabilities, and personal circumstances. To do this, you can conduct a thorough assessment of your financial situation and consult with us to determine the appropriate coverage levels. We can help you identify possible risks and ensure you have adequate protection to mitigate those risks.
Yes, bundling different types of personal insurance policies can offer benefits such as convenience and potential cost savings. Many insurance providers offer package deals that combine home, auto, and personal property insurance, among others.
Yes, personal insurance policies can be adjusted as your needs evolve. It’s important to review your policies periodically, especially when significant life events occur, such as purchasing a new home, getting married, or having children. Stay in touch with your insurance provider to discuss any changes or updates needed to ensure your coverage remains sufficient and up to date.
Not at all. We strive to make the claims process as seamless as possible. We’ll assist you in gathering the necessary documentation and other relevant information to help with your claim. We’re here to advocate for you and help you navigate the claims process efficiently and effectively. Rest assured that our focus is on providing excellent customer service and ensuring a smooth claims experience for our valued clients.
Our Personal Insurance Advisors
When it comes to safeguarding what matters most to you, our dedicated personal insurance advisors are here to provide the protection you deserve. No matter your individual needs, be it home, auto, life, health, or any other personal insurance requirement, we have the expertise to guide you through the process. We’re always here for you, so don’t hesitate to reach out to one of our personal insurance advisors today.
Deborah Merrick
Personal Insurance Advisor
Office Phone: 941-745-8300
Direct Line: 941-567-3779
Email: DebM@BoydInsurance.com
Bixby Hartley
Personal Insurance Advisor
Office Phone: 941-745-8300
Email: Bixby.Hartley@BoydInsurance.com
Patrick Cunneen
Personal Insurance Advisor
Office Phone: 941-745-8300
Email: PatrickC@BoydInsurance.com

Embrace a Secure Future with Comprehensive Personal Insurance Solutions
Protecting what matters most is our priority, and that’s why we’re dedicated to providing you with the best personal insurance solutions. With a deep understanding of your unique needs and a commitment to exceptional service, we strive to give you the peace of mind you deserve. Don’t leave your important assets unprotected—let us help you be prepared for whatever life may bring, so you can focus on creating memories and enjoying the moments that truly matter.