Michael Richter

Vice President – North Florida Division
Office Phone: 850-643-2900
Email: Michael.Richter@BoydInsurance.com
Michael Richter has a lifelong connection to North Florida. He is a Liberty County native and has spent his career supporting this local community. Michael holds qualifications in Life, Health, Property & Casualty Insurance. He is dedicated to solving problems for clients and enabling them to feel confident about their insurance needs. Michael brings these strengths to his role as Vice President of Boyd’s North Florida Division.

Key Accomplishments:

  • Licensed in the State of Florida for Life, Health, Property & Casualty Insurance.
  • Overseeing the management of Boyd’s North Florida Division, developing successful marketing strategies, cultivating relationships, and providing exceptional service to clients.

Passionate about solving problems and instilling confidence in his clients, Michael aims to enable them to focus on more productive aspects of their lives, knowing their insurance needs are well taken care of. Proud of his roots, he cherishes working and serving the people in his community, many of whom he has known for most of his life.

As the Vice President of Boyd’s North Florida Division, Michael leads the management of the office and is responsible for developing successful marketing strategies, building strong relationships in the community, identifying growth opportunities, and providing exceptional support and service to clients. He and his team are eager to serve North Florida with a steadfast commitment to excellence.

Getting to Know His Personal Side

Outside of work, Michael is a devoted family man, cherishing quality time with his wife Heather, who is a teacher in the Liberty County School District, and with his active children, Brayden, and Madelynn. Together, they enjoy traveling and engaging in outdoor pursuits, such as hunting, fishing, and exploring. An integral part of the family, Chief is a Boykin Spaniel that greets all guests and visitors at the North Florida Division.

When entertaining guests and visitors, he delights in taking them to local favorites for lunch or dinner and sightseeing in picturesque destinations including in the surrounding areas of Apalachicola or Port St. Joe.

His dedication to family, community, and his profession makes him an invaluable insurance and financial industry leader, enriching Boyd’s North Florida Division with a unique blend of expertise and compassion.

Meet Other Team

Savana Clifton

Bookkeeping Assistant
Office Phone: 941-745-8300
Email: Savana.Clifton@BoydInsurance.com

Kristy Terenzio

Director Of Client Service
Office Phone: 941-745-8300
Email: KristyT@BoydInsurance.com

Coreen Klein

Financial Services Account Manager
Office Phone: 941-745-8300
Email: Coreen.Klein@BoydInsurance.com


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