LIFE INSURANCE IN FLORIDA

Secure Your Loved Ones' Tomorrow, Today.

At Boyd Insurance & Investments, we understand that life is full of uncertainties, but your family’s future doesn’t have to be one of them. With a focus on simplicity, impact, and professionalism, we offer tailored policies that safeguard what matters most, ensuring your loved ones are taken care of, no matter what lies ahead.

What Is Life Insurance

Life insurance is a fundamental financial instrument designed to provide essential protection for your loved ones in the face of unexpected events. It acts as a shield, offering financial protection and security in times of crisis. In essence, it’s an agreement between you and your chosen insurance company.

You will make regular premium payments, and in return, they promise to provide a lump sum payment, also known as a death benefit, to your designated beneficiaries upon your passing. This financial support can be used to cover various expenses, such as outstanding debts, mortgage payments, college tuition, or even day-to-day living expenses. By investing in life insurance today, you can guarantee that your family will be shielded from financial burdens during challenging times.

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OUR PERSONAL INSURANCE SERVICES

Why Do You Need Life Insurance

Life insurance is not just a financial product that promises financial protection; it is a vital tool that provides numerous benefits and peace of mind for you and your loved ones. Here are some key reasons why you must start investing in your family’s future:

Income Replacement

If you are the primary breadwinner in your family, this type of insurance can replace your income and help your loved ones maintain their standard of living in your absence – allowing your family to continue meeting their financial obligations.

Debt Repayment

It can help your family settle any outstanding debts, such as credit card bills, loans, or a mortgage. Having this safety net ensures that they are not burdened with financial liabilities during an already difficult time.

Estate Planning

It plays a key role when it comes to estate planning. It can provide liquidity to cover estate taxes, preserve the value of your estate, and guarantee a smooth transfer of assets to all your beneficiaries.

Business Continuity

If you own a business, it can help ensure its continuity in the event of your untimely passing. It can provide funds for buy-sell agreements, key person protection, or help with business succession planning.

Make the Best Decision by Investing in Life Insurance Today!

Many people realize this before it’s already too late. They wish they had taken the time to secure their family’s financial future with life insurance. Don’t let that be the case for you. At Boyd Insurance & Investments, we are here to guide you every step of the way, ensuring you make the best decision for your loved ones. Your family’s security is our priority. So, together, let’s build a stronger foundation for your family’s dreams and ensure their legacy lives on, even in your absence.

Life Insurance Coverage Tailored to Your Needs

At Boyd Insurance & Investments, we offer a range of life insurance coverage options designed to meet your specific needs and goals. Our experienced agents will take the time to understand your unique circumstances and guide you toward the most suitable policy. Here are some of the coverage options we provide:

Life insurance

Term Life Insurance

This policy provides coverage for only a specific period, typically ranging from 10 to 30 years. It provides a death benefit to your beneficiaries if you pass away during the policy term. It’s also a popular choice for individuals looking for affordable coverage to protect their loved ones during a specific period, such as when raising children, paying off a mortgage, or planning for education expenses.

Whole Life Insurance

This offers comprehensive coverage for your entire lifetime. It offers a death benefit to your beneficiaries and a cash value component that grows over time. These policies offer stability and can be an excellent way to build long-term financial security. They also provide the option to borrow against the accumulated cash value or even surrender the policy for its cash value if needed.

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clerk counting money

Universal Life Insurance

Universal life insurance in Florida combines a death benefit with a cash value component, offering flexibility in premium payments and death benefit amounts. It allows you to adjust the policy as your financial situation changes. These policies often offer the potential for cash value growth based on market performance, which provides customization and control.

Variable Life Insurance

This is a type of permanent life insurance offering both a death benefit and an investment component. With variable life insurance, you can allocate a portion of your premium payments into various investment options such as bonds, stocks, and mutual funds. Your policy’s cash value can grow based on the performance of these investments.

Variable Life Insurance
life insurance

Universal Life Insurance

Universal life insurance in Florida combines a death benefit with a cash value component, offering flexibility in premium payments and death benefit amounts. It allows you to adjust the policy as your financial situation changes. These policies often offer the potential for cash value growth based on market performance, which provides customization and control.

What Is the Best Life Insurance Policy for Me?

Choosing the right life insurance policy is crucial to ensure it aligns with your unique needs and goals. While our insurance agents will work with you to determine the best coverage for you, we’ll provide you with an overview of which individuals usually opt for each coverage.

Term
Whole
Universal
Variable

If you’re unsure which policy to avail of, don’t hesitate to reach out to us. Our insurance agents are always ready to assist you in creating a better and brighter future for your loved ones.

Why Trust Boyd Insurance for Your Life Insurance Needs

With a strong commitment to making a change in people’s lives, Boyd Insurance & Investments stands out as the trusted choice for your insurance needs for many years. Here’s why people trust us and why you should too:

Strong Insurance Partnerships

As an independent insurance agency, we have established strong partnerships with reputable insurance providers. These partnerships allow us to offer a wide range of options from top-rated carriers. We carefully select our partners based on their financial stability, product offerings, and commitment to customer service.

Exceptional Customer Service

At Boyd Insurance, we prioritize our clients’ satisfaction and strive to deliver exceptional customer service. Our team is readily available to address your inquiries, provide ongoing support, and assist you throughout the entire process. We believe in building long-term relationships with our clients and being there for them every step of the way, even after the policy is in place.

Integrity and Transparency

Trust is the foundation of our business. We conduct ourselves with the utmost integrity, honesty, and transparency in all our interactions. We are committed to providing clear and straightforward information about your options, terms, and conditions, ensuring that you make informed decisions with confidence.

Our Homeowners Insurance Agents

Lexie Guanchez

Employee Benefits Advisor
Office Phone: 941-745-8300 ext....

Joanna Francis

Benefits Account Manager
Office Phone: 941-745-8300 ext....

Jeff Chapin

Commercial Insurance Advisor
Office Phone: 941-745-8300...

Bixby Hartley

Personal Insurance Advisor
Office Phone: 941-745-8300 ext....

Reeves Rogers

Commercial Insurance Advisor
Office Phone: 941-745-8300...

Pam Gillette

Commercial Account Manager
Office Phone: 941-745-8300 ext....

Julie Boswell

Commercial Account Manager
Office Phone: 941-745-8300 ext....

Summer Clifton

Assistant Commercial Account Manager
Office Phone: 941-745-8300...

Sara Tappan

Personal Account Manager
Office Phone: 941-745-8300 ext....

Sue Rocco

Personal Account Manager
Office Phone: 941-745-8300 ext....

Coreen Klein

Financial Services Account Manager
Office Phone: 941-745-8300...

Savana Clifton

Bookkeeper
Office Phone: 941-745-8300
Email: SavanaC@BoydInsurance.com

Jamie Wood

Director Of Business Development
Office Phone: 941-745-8300...

Kim Bateman

Internal Communications Coordinator
Office Phone: 941-745-8300 ext....

Amy Hirsch

Personal Account Manager
Office Phone: 941-745-8300 ext....

Rebecca Nesta

Benefits Account Manager
Office Phone: 941-745-8300...

Debbie Brown

Executive Assistant
Office Phone: 850-643-2900 ext. 798
Email:...

Emma Balak

Administrative Assistant
Office Phone: 941-745-8300 ext. 776
Email:...

Tina Messer

Commercial Account Manager
Office Phone: 941-745-8300 ext....

Boyd Agent

Create a Better Future for Your Loved Ones

Securing the future of your loved ones is a responsibility that should never be taken lightly. Life insurance provides the peace of mind and financial protection necessary to ensure that your family is well taken care of, no matter what life throws their way. At Boyd Insurance & Investments, we are committed to helping you navigate the complexities of insurance and finding the policy that best fits your needs. Reach out to us today!