On the Suncoast and across the Panhandle, school is back in session! Are you ready for your teen driver to hit the road this year, traveling to and from school and all over town? At Boyd Insurance & Investments, our team knows purchasing auto insurance for your child can be a tedious task. You’re balancing many concerns at once – ensuring the policy you pick is effective and affordable, and that your new driver stays safe behind the wheel.
Many of our advisors have been in your shoes. This is why our team not only takes the time to customize an insurance package to fit your family’s needs, but we’re completely transparent every step of the way. Here are a few factors you should consider when selecting the right insurance for your teen driver.
What to Look For in a Carrier
When choosing an insurance carrier for your teen driver, consider their reputation, financial stability, customer service, and coverage options. Look for carriers that offer discounts for safe driving records, a high GPA, or completion of driver’s education courses. In most cases, drivers under the age of 18 are insured under the parent’s policy.
Review Several Quotes
A teen driver with little to no experience behind the wheel, aside from driving tests and exams, can be expensive to insure. By comparing quotes from various carriers, you may find a cheaper premium worth investing in – and a policy that provides the protection your family needs.
The Make and Model Matters
Insurance rates can vary, depending on the type of car your teen will drive. Generally, sporty cars or high-performance vehicles tend to have higher premiums because of their body styles and an increased risk of involvement in accidents. Smaller vehicles with solid safety features and test ratings are often more affordable to insure. In many cases, these cars also have a reduced likelihood of theft and vandalism.
To learn more about Auto Insurance through Boyd Insurance & Investments click here.