We’re less than a month from the start of a new year – a chance for a fresh start, renewed perspective, and the prime time to check off goals set for you and your family. At Boyd Insurance & Investments, our advisors, like Deb Merrick, Patrick Cunneen, and Bixby Hartley, know that in 365 days a lot can change in your life, unexpected situations happen, and policy needs can shift. The key component for Protection for Life is preparing for anything and everything, which is why we’re showing you four insurance-focused New Year’s resolutions you can tackle now with the future in mind.
Evaluate Your Auto Policy: It’s incredibly easy to simply renew your insurance policy without a second thought. This year, take the time to evaluate your coverage, and remember that our team at Boyd Insurance & Investments is here to help you answer any and all questions regarding your personal or commercial policies. When looking at your coverage, ask yourself these important questions:
- Are my coverage limits enough to where I’m not underinsured?
- Do I understand my coverage?
- Am I getting all the discounts and savings available to me?
- In an accident, will I be fully protected if the other driver doesn’t have insurance?
Update Your Home Inventory: Personal property insurance, whether you’re a renter or homeowner, covers items such as furniture, appliances, expensive electronics, clothing, and more from damage or theft up to the limits stated in your policy. Make the effort to update and maintain a current list of what’s yours because big purchases certainly occur throughout the year – and it’s easy to forget about keeping an accurate inventory.
Check Your Beneficiaries: The person listed in your will won’t supersede the beneficiary on a life insurance policy. It’s a fact that many people don’t realize until an unexpected life event arises. Read through your life insurance policy and ensure you have named the people in your life who matter most if and when a situation occurs.
Schedule a Check-In with Your Advisor: At Boyd Insurance & Investments, you’re part of our family and we’re always here to help. Not only can you look over your important documents and personalized policies anytime through the Boyd 24/7 portal, located on our website, but you can also contact your advisor to learn more and adjust your coverage. Keeping you up to date on the latest trends in the insurance industry and educating you on the tailored plan we’ve created for you and your loved ones is always our goal.
Never hesitate to contact us. Happy New Year and know we’re your safety net!